Baccarat (pronounced bah-ca-rah) is the French version of an Italian game that was introduced in France in the late 15th century. Easy to learn and fun to play, Baccarat is a game to be enjoyed by everyone, even though it is often considered the most glamorous game in the casino.

How to Play


Change your bet by selecting an amount using the Bet Console in the lower screen.

If you raise the amount higher than your current balance permits, your bet will not be placed. In this case, either increase your balance by depositing funds, or reduce your bet. The bet limit is based on the table selected.


Each time you click on the bet amount it will either raise or lower your bet.

For example, to change from the initial bet of $5 to $10, simply click on the + or – chips. The bet amount has now been raised or lowered to your desired amount.


A minimum bet of $1 (distributed among any of the three possible bets) is required to start the deal. If the total bet placed on the table is at least the required minimum, the DEAL button will light up, indicating that you may click it to start the deal. Once the DEAL button is clicked, bets can no longer be changed or removed, and the game begins with the initial deal.

If you have already played a hand of Baccarat and you have sufficient funds to repeat the previous bet, the DEAL button may be enabled without any bets on the table. In this case, clicking the DEAL button will start a new hand using the same bets made for the previous hand. This is a quick way of repeating the previous wager without having to click in the designated betting areas to place your bets again.


Baccarat requires no intervention by the player once the cards have been dealt. There are specific rules (see THE RULES) that dictate whether the player or banker receives a third card, but these rules are carried out entirely by the dealer. The player does not need to be familiar with the “third card” rules.


OBJECTIVE OF THE GAME The player’s objective is to correctly predict which of the two hands(Player or Banker) will have a point total closest to 9.HOW TO PLAYThis version of Baccarat uses eight decks of cards. The deck is reshuffled after each hand.The Bets: The main game is a wager on the Player’s hand or the Banker’s hand:

  • Player
    Pays even money.
  • Banker
    Pays even money minus a 5% commission which is collected on winning bets.
  • Tie
    Pays 9 to 1 if the Player and Banker points total tie.

Select an initial bet amount then click in the designated betting areas. The valid betting areas are in the center. Place your bet in the “BANKER” row to bet on the bank’s hand, or in the “PLAYER” row to bet on the player’s hand. To bet on a tie, place your bet in the “TIE” area. The minimum bet is $1 and the maximum bet is $100.

The Deal: The player is dealt the first and third card while the second and fourth cards are dealt to the bank. Specific rules dictate whether a third card is drawn for the player or the bank. The player’s hand is completed first.The Cards: Aces count as 1. All face cards and tens count as 0. All other cards are counted at face value. Each hands point total is the last digit of the sum of their cards. So for example:

4 + 3 = 7.This hand’s point total is 7.
Q + 5 = 5This hand’s point total is 5.
K + J = 0.This hand’s point total is 0.
2 + 10 + 4 = 6.This hand’s point total is 6.
K + 5 + 6 = 11.This hand’s point total is 1.
8 + 4 + 7 = 19.This hand’s point total is 9.

The winner of the game is the hand whose point total is closest to 9. In the case of a tie, the bets on the Bank and the Player are stand-offs and neither the Bank or Player wins nor loses unless the Player has placed a wager on TIE.RULES FOR DRAWINGWhen player’s first two cards total:

0-1-2-3-4-5Player draws a card
6-7Player stands
8-9Natural, banker cannot draw

When banker’s first two cards total:

0-1-2Banker draws unless the player shows a natural 8 or 9.
3Banker draws when the player’s third card is 1-2-3-4-5-6-7-9-10.
Banker stands when the player’s third card is an 8.
4Banker draws when the player’s third card is 2-3-4-5-6-7.
Banker stands when the player’s third card is an 1-8-9-10.
5Banker draws when the player’s third card is 4-5-6-7.
Banker stands when the player’s third card is an 1-2-3-8-9-10.
6Banker draws when the player’s third card is 6-7.
Banker stands when the player’s third card is an 1-2-3-4-5-8-9-10.
7Bank stands.
8-9Natural, player cannot draw


A successful wager on:

Player: Pays even money (1:1).

Banker: Pays even money minus a 5% commission which is collected on winning bets.
For example, if the player wins $20 betting on the Banker hand, a $1 commission is collected and the player receives $19.

Tie: Pays 9:1 if the Player and Banker totals are equal.

If both hands tie, it is considered a push and any bets made on the Player or Banker are neither won nor lost. If the player has made a Tie bet, he or she is paid 8:1 on the bet. A Tie bet is always lost if the two hand totals are not equal.